Mobile Check

admin  7/30/2022
87 Comments

Cash paychecks, personal checks, business checks, money orders and more, anytime, anywhere. Get your money in minutes in the accounts you choose, as good as cash and safe to spend!

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  • Cash a check on your mobile device. Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account, buy an Amazon.com Gift Card, pay credit card bills or pick up cash at a MoneyGram agent location.

With Ingo Money, it’s your money on your terms.

Check out the answers to frequently asked questions about our clinical content.

All checks subject to review for approval. Fees may apply.

INGO MONEY APP

Cash a check on your mobile device.

Get your money in minutes in most bank, PayPal or prepaid card accounts, buy an Amazon.com Gift Card, pay credit cards or pick up cash at a MoneyGram agent location.

No check cashing lines. No take-backs. No worries.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account, buy an Amazon.com Gift Card, pay credit card bills or pick up cash at a MoneyGram agent location.

No check cashing lines. No take-backs. No worries.

Mobile Check

Simply link your accounts in the Ingo Money App, cash a check and choose where you want to send your money. Or split a check and send money to more than one place.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

HOW THE APP WORKS

Cash a check in three easy steps.

Take pictures of your check

Choose when you want your money

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

  1. Sign in and tap ‘Cash a Check’
  2. Take a photo of the front and back of your check
  3. Choose WHEN you want your money
  4. Choose WHERE you want your money
  5. Submit your check for review

The review process typically takes just a few minutes. If your check is approved, you may also be asked to void it and submit a voided image.

Take pictures of your check

Choose when you want your money

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

Download the Ingo Money App

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

Your’re ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

Download the Ingo Money App

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

Your’re ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

GET THE APP

Install the Ingo Money App and create your user profile.

Download

Install the app from the App Store℠ or the Google Play™ Store. Data rates may apply.

Enroll

Create your user profile and link your debit card, prepaid card, PayPal and credit card accounts.

Snap

Follow the screen prompts to snap a photo of the front and back of your check.

Mobile Check Cashing

Go

Get your money in minutes for a fee or in 10 days for no fee. Whichever option you choose, if your check is approved and your account is funded, your money is as good as cash and safe to spend.

Mobile

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

FAQCONTACT USCAREERS

SUPPORTED ACCOUNTS & NETWORKS

Check Mobile Number

The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal, PayPal for Business and PayPal Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS®; and (5) cash pick-up at MoneyGram’s participating U.S. locations. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird℠ by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.

LEGAL DISCLOSURE

Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

Amazon.com Gift Cards (“GCs”) sold by First Century Bank, N.A., an authorized and independent reseller of Amazon.com Gift Cards. Except as required by law, GCs cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.

Cash pick-up service is provided by MoneyGram Payment Systems, Inc., subject to the MoneyGram Terms and Conditions available at https://www.moneygram.com/us/en/terms-and-conditions; availability subject to agent operating hours and compliance with regulatory requirements. MoneyGram cash payout transactions are available between $5.00 and $1,000.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with these companies. All rights reserved.

© 2013 – 2020 Ingo Money, Inc.

Mobile Check Deposit Schwab

Mobile

How mobile deposit works

Explore these simple steps to deposit checks in minutes.

1. Download the Wells Fargo Mobile app to your smartphone or tablet.

2. Sign on to your account.

3. Select Deposit in the bottom bar. Or, use the Deposit Checks shortcut.

1. Select an account from the Deposit to dropdown. If you have set up a default account, it will already be pre-selected.

2. If you want to create or change your default account, go to the Deposit to dropdown and select the account you want to make your default, then select Make this account my default.

1. Enter the check amount. Your account’s remaining daily and 30-day mobile deposit limit will also display on the screen.

2. Make sure the amount entered matches the amount on your check, and select Continue.

1. Sign the back of your check and write “For Mobile Deposit at Wells Fargo Bank Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).

Mobile Check Deposit Cash App

2. Take a photo of the front and back of your endorsed check. You can use the camera button to take the photo. For best results, use these photo tips:

• Place check on a dark-colored, plain surface that’s well lit.

• Position camera directly over the check (not angled).

• Fit all 4 corners inside the guides on your mobile device’s screen.

1. Make sure your deposit information is correct, then select Deposit.

2. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit.

3. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.

Still have questions?

Quick Help

Call Us

Find a Location

Mobile deposit is only available through the Wells Fargo Mobile® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.

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