Santander Pay In Cheque App Uk

We know getting to a branch in opening hours can sometimes be difficult. That’s why we’ve created an easier way to pay in your cheques using your smartphone and the Barclays app – saving you a trip to the bank.

Pay In Cheque Online Santander App Uk

How does it work?

Paym is the UK’s mobile payments service that’s offered by Santander and 14 other banks and building societies. It works by linking your mobile number to your bank account. So there are no sort codes or account numbers to remember, and because it’s already within your own banking app, it’s the safe and easy way to pay back friends. Most banks allow you to cash a cheque from their ATM's and in person. However, there is another way that means you can stay at home and do it online through your bank's respective apps and online.

Open the ‘Pay in a cheque’ feature within the Barclays app¹. Enter the payee details and amount, then take a photo of your cheque.

The money will typically arrive in your account by 23:59 the next working day² (if your cheque was paid in before 15:59 on a working day) so you don’t need to wait days to access your money.

A beginners guide to paying in cheques with your app

Watch a video to learn on how to use the Barclays app to pay in a cheque.

• 
  If the cheque is cashed in before 15:59 on a working day (Monday to Friday, except bank holidays), it’ll clear by 23:59 the next working day. It will appear in your account almost instantly, but the money won’t be available until the cheque has cleared and appears in your available balance.

• 
  Yes, we accept most cheques from UK banks, although some issuing banks don’t allow you to clear cheques using a photo yet. If you try and pay in a cheque from one of those banks, you’ll get a message telling you to take the cheque to a branch to pay it in.

• 
  You can use your app to pay in four cheques every seven days into a personal account.

  We may change these limits at any time. If you need to pay in more cheques than the above amounts, please go to your local branch.

• 
  The day you pay your first cheque in via the app. The count is reset every seven days following that day.

• 
  The cheque may still have gone through. Check by clicking on ‘View cheques paid in’. if you’re cheque is listed there, it’s gone through. If not, try paying it in again when you have better reception.

  You can’t pay in the same cheque twice, so you don’t need to worry about that. If you try to, we’ll notify you.

• 
  Your camera may not have captured all of the information we need. Take another photo and make sure that:

  1. The background is plain and darker than the cheque
  2. The cheque is at least 15cm away from the edge of any desk or table
  3. The lighting isn’t too bright or dark
  4. All four corners of the cheque are clear
  5. Your camera is facing the cheque, not at an angle
  6. You hold your camera still when you take the picture

  Some smartphone cases interfere with the camera, so removing the phone from the case can make photographing your cheque easier.

  If you've tried this and the problem continues, please pay in your cheque at a branch.

• 
  Yes, there are. You can only pay in cheques for up to £500.

  You have to be registered for the app and use most updated version of it. You can only pay pound sterling cheques into a Barclays sterling account.

  At the moment, we don’t support every sort code. If the sort code on your cheque isn’t supported, we’ll tell you when you try to pay it in.

  There’s a weekly limit of four cheques per week that you can pay into a personal account using your app.

• 
  We’ll let you know what to do if you find you can’t process your cheque using your phone. You can also get in touch with us by clicking on the ‘Call us' icon in your app.

• 
  We recommend you to write 'paid in' on the back of your cheque and then keep it for at least ten days, just in case we need to contact you about it.

1. You must have a current account with us, be aged 16 or over and have a mobile number to use the Barclays app.^{Return to reference}
   

2. ‘Working day’ means Monday to Friday, except bank holidays.^{Return to reference}

There are a number of settlement payment options available to you, the quickest and easiest being via our secure online payment system. Simply click here.

Please note we are only able to take online debit or credit card payments from a card registered to the agreement holder.

For alternative payment methods, please follow the instructions below:

Payment by Internet / Telephone Banking

To make a payment via internet or telephone banking please use the following account details:

Sort Code: 09-00-92
Account No: 90004049

To ensure your payment gets allocated to the correct agreement please put your agreement number as the reference number when making any on-line payments.

Payment by Chaps

To make a Chaps payment please use the following account details:

Sort Code: 09-02-40
Account No: 90004049

To ensure your payment gets allocated to the correct agreement please use your agreement number as the reference number when making any Chaps payments.

Payment by Cheque

Please send your cheque to:

Santander Consumer Finance
Santander House
86 Station Road
Redhill
Surrey
RH1 1SR

Please make your cheque payable to Santander Consumer (UK) plc..

Pay Cash Cheque

To ensure your payment gets allocated to the correct agreement please put your agreement number on the reverse of the cheque.